1. 概念:CDOs是指抵押贷款支持证券(Collateralized Debt Obligations),是一种利用抵押贷款作为资产的金融衍生工具。
2. 功能:CDOs的主要功能是通过把高风险的抵押贷款分割成不同风险等级的证券来转移风险,从而降低整个市场的风险。
3. 特点:CDOs的特点包括资产池多样化、风险分散、收益可变性、信用评级等级多样化等。
4. 影响:CDOs被认为是金融危机的主要原因之一,由于其复杂的结构和对抵押贷款的依赖,当抵押贷款市场崩溃时,CDOs的价值也会迅速下降,引发连锁反应。
例句:
1. CDOs were often created using subprime loans, which contributed to the 2008 financial crisis.
(CDOs通常使用次贷贷款进行创建,这导致了2008年的金融危机。)
2. The credit rating agencies were criticized for giving high ratings to CDOs that ultimately proved to be risky investments.
(信用评级机构因给CDOs高评级而受到批评,这些CDOs最终被证明是有风险的投资。)
3. CDOs are often used by investors seeking higher returns, but they also come with higher risks.
(那些寻求更高回报的投资者通常会使用CDOs,但它们也带来更高的风险。)
4. Some experts believe that the use of CDOs was a major contributing factor to the financial crisis of 2008.
(一些专家认为,CDOs的使用是2008年金融危机的主要因素之一。)
5. The complexity of CDOs makes it difficult for the average investor to understand the risks involved.
(CDOs的复杂性使得普通投资者很难理解其中涉及的风险。)
中文翻译:抵押债务担保证券(Collateralized Debt Obligation Securities)
读音:[sēdē'ō]
例句:CDOS是一种金融工具,通过将抵押贷款池分拆成不同的等级券,为投资者提供不同等级的风险和回报。 (CDOs are a financial instrument that offers investors different levels of risk and return by dividing a pool of mortgage loans into different tranches.)
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